Our offer has ended

Our offer ran from 2 July to 11 September 2026.

About our Business Bank Account

Our Business Bank Account is ideal for startups and small businesses that bank digitally, offering software access, and UK-based help and support.

Key account features

  • Online and in-person banking

    Use our online banking and mobile app for daily banking or visit your local Co-operative Bank and Post Office. Mobile banking is subject to eligibility.

  • No monthly fee on the Business Bank Account

    Our Business Bank Account has free everyday banking so you only pay for what you use.

  • Free software

    Get discounted payment terminals, free Go Get Paid access and accountancy software integration.

  • UK-based help and support

    Access specialist business advisers on the phone and The Co-operative Bank Business Help app.

Not the right account for you? Take a look at our other business bank accounts.

About the offer

The offer has now ended. The eligibility criteria for receiving the £200 are listed below.

Who is eligible for the offer?

  • This offer was open to new Co-operative Bank business customers who applied for both a new Business Bank Account and eligible savings account

  • Customers must have applied for a Business Bank Account and eligible savings account on or after 2 July 2026 and before the offer was withdrawn on 11 September 2026.

  • Customers must not have previously benefited as a new customer from this or any other Co-operative Bank business account offer since 11 October 2024.

  • Eligibility criteria, terms & conditions and transactional & minimum balance criteria apply.

£200 credited to your account

We'll credit £200 to your Business Bank Account when the following eligibility criteria are met:

  • You open a Business Bank Account and an eligible savings account

  • You credit a minimum of £1,000 into your Business Bank Account within 30 days of the account opening and maintain this minimum balance for 90 days following that deposit

  • You credit the account at least once during both the second and third calendar months after account opening

  • You register for Online and or Mobile Banking within 90 days of the account opening

  • The Business Bank Account must remain open and all offer conditions must be met (which may take up to around 4 months). The £200 will be paid within 30 days of you successfully meeting the eligibility criteria.

Eligible savings accounts

The following savings accounts are eligible to qualify for the £200 offer:

Missed the offer but still interested in our Business Bank Account?

Find more information on the features of our Business Bank Account and how to apply. Eligibility and T&Cs apply. Application is subject to status.

Switching to us is easier than you think

Switching to us is quick and easy with the Current Account Switch Service and takes just seven days. You can do this as part of your Business Current Account application.

Learn how to switch your business account to us.

Current Account Switch Guarantee logo

Terms and conditions

Read all sections of the terms and conditions, and save a copy for future reference.

Business Bank Account and savings accounts promotional terms from 2 July to 11 September 2026 (PDF)

The Co-operative Bank reserves the right to withdraw or vary the terms of the offer or the offer period at any time, and reserves the right to decline any application.

Looking for other business accounts?

Whatever business you are in, we have the right account for you.