Credit ratings

We'll always provide you with our most up-to-date credit ratings, scored by Moody's, one of the agencies who set industry standards.

Ownership structure

Company Number 10865342 (England and Wales)

Public limited parent company (resolution entity) fully owned by Coventry Building Society. Issuing entity for all regulatory capital and MREL qualifying debt.

Company Number 11598074 (England and Wales)

Intermediate parent company wholly owned by The Co-operative Bank Holdings plc. Owns 100% of The Co-operative Bank p.l.c. Previous issuance entity for regulatory capital and MREL qualifying debt prior to notice of Issuer Substitution on 6 November 2023 at which point The Co-operative Bank Holdings plc replaced The Co-operative Bank Finance p.l.c as the principal debtor and issuer of the group’s existing capital and MREL qualifying debt.

Company Number 00990937 (England and Wales)

Operating company wholly owned by The Co-operative Bank Finance p.l.c. Originator of assets used for any covered bond or RMBS funding.

Rating information

As a Bank, we have a contractual relationship with Moody's Investors Service, for the provision of rating information. Moody's evaluates our ability to meet our obligations for the timely payment of financial commitments. At least once a year, our financial results and future business plans are shared by members of our management team, and it's this information that helps Moody's to choose an overall rating for the Bank, and Issuerco.

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Credit ratings

Ownership structure

Rating information

Current ratings for The Co-operative Bank plc:

Current ratings for The Co-operative Bank Holdings plc:

Latest reports

2025

2024

Moody's and previous Fitch's archived results from 2013 - 2023

Moody's results

Fitch's results